Treasury · Fee Verification
Every bank charge, checked against what was agreed.
Verify the fee. Recover the overcharge.
Donnerstag recalculates each bank and FX charge against your agreed fee schedule and rate card, clears what matches and turns every variance into a quantified, evidenced claim.
From bank charge to verified fee or recovered overcharge.
Charged versus agreed, line by line.
Each fee is recalculated from the schedule. The overcharged line is isolated with the difference quantified.
Running
Charge
Expected
Charged
Status
Within schedule
Within schedule
Overcharged
Under review
Within schedule
What fee verification runs on every charge.
Each charge is recalculated against the agreed schedule, so overcharges surface before they are accepted.
Read the statement
Extract fee, commission and FX charge lines from statements, advices and analysis files.
Model the schedule
Hold your agreed fee schedule, tiers, minimums and rate cards as executable logic.
Recalculate expected
Compute what each charge should have been from volume, tier, currency and transaction type.
Verify FX spread
Compare the applied rate against the approved reference rate and permitted spread.
Detect duplicates
Catch the same fee charged twice, or charged after a waiver applies.
Quantify the variance
Attach the difference, the clause it breaches and the recoverable amount to every flag.
What reaches an analyst.
Each variance arrives recalculated and evidenced against the agreement, not as a raw statement line.
Overcharge
Above the agreed rate
The charge exceeds the tier or unit price in the fee schedule.
Resolution:
Claim the difference with the schedule clause attached.
FX spread
Rate outside tolerance
The applied FX rate deviates from the reference rate beyond the permitted spread.
Resolution:
Recalculate at the approved rate and recover the excess.
Duplicate
Charged twice
The same fee appears more than once in the period.
Resolution:
Reject the duplicate and reference the original charge.
Unsupported
No basis in the agreement
A fee type appears that the schedule does not provide for.
Resolution:
Challenge the charge and request the basis from the bank.
How a variance becomes recovered value.
Select an action to see what it does, and the authority it runs under.
01
Extract
Pull the charge lines from the statement.
02
Recalculate
Compute the expected fee from the schedule.
03
Quantify
Attach the difference and the clause breached.
04
Claim
Raise it with the bank, with evidence attached.
05
Recover
Track the credit until the money returns.
Act on a variance
Verified fees keep the position clean.
Charges confirmed against the schedule feed straight into the reconciled cash position.
See total fee spend. Drill to any charge.
An overview of fees at bank and entity level, then open to the charge, clause and recalculation behind every figure.
Running
Charge
Expected
Charged
Status
Within schedule
Within schedule
Overcharged
Under review
Within schedule
Keep every charge answerable.
Know what was charged, what was owed, and why.
What was charged?
The fee line as the bank applied it.
What was owed?
The expected fee from the schedule.
What is the variance?
The difference and recoverable amount.
Which clause?
The schedule tier or rate card tested.
Who owns it?
The treasury analyst on the claim.
How did it end?
Verified, credited, waived or escalated.
What fee verification gains
Unchecked charges accumulate quietly. These are the outcomes the operation is built to produce.
Recover silent leakage
Overcharges that were previously absorbed become quantified, evidenced claims.
Every charge checked
Line-level verification becomes practical at volume instead of periodic sampling.
FX spread controlled
Applied rates are tested against the approved reference rather than accepted by default.
Stronger bank conversations
Claims arrive with the recalculation and clause attached, not a general query.
Schedule kept honest
Agreed tiers and minimums are enforced continuously as volumes change.
Traceable recovery
Every credit traces back to the charge, clause and calculation behind it.